He is a Chartered and Cost Accountant, and a Certified Internal Auditor, Financial Planner & Fraud Examiner. His career spans four decades. His current passions include Governance, Engaged Investing and digitization. He actively promotes 'shared value' creation and a green environment.Along with strong academic background, he also serves on the board ofJM Financial Asset Reconstruction Co. Pvt. Ltd. ACC Ltd., Ambuja Cements Ltd, Mahindra Lifespace Developers Ltd, Blue Star Ltd, NSDL e-Governance Infrastructure Ltd, Future Lifestyle Fashions Ltd, L&T Finance Holdings Ltd, Torrent Pharmaceuticals Ltd. and many other private companies.He is Founder and Chief Mentor of Baker Tilly DHC Private Ltd. He is Member of Local Advisory board of Doha Bank. He was president of Indian Merchant Chambers, Rotary Club of Bombay, Bombay Management Association and Institute of Internal Auditors & Chairman of The ICAI, Western Region and Financial Planning Standards Board. He is an active public speaker, author and was a visiting faculty at IIM, Ahmedabad from 1981 to 1983.

He is having over 30 years of experience in Banking which includes 20 years with Bank of India and 10 years with American Express Bank in senior positions. He has worked overseas for a considerable period and possesses the right type of experience to guide & lead SJF. He is a Promoter Chairman of a leading CAT I Merchant Banking Company, publicly listed and has extensive exposure to structuring, funding for large Corporations, including overseas borrowing & is well equipped in solving stressed account situations.

He has 41 years of Financial Sector Professional experience with exposure at Top/Senior Management Levels, 33 years of Banking experience at Bank of India (22 years) and ICICI Bank (the largest private sector bank in India) for 10 years, 5 years with NCDEX (Commodity Exchange) and with Invent Assets Securitization and Reconstruction Pvt. Ltd.(Invent ARC)(under RBI regulatory Regime) for (nearly) 4 years. Along with strong academic background, he also represents the board of Bharat Forge Ltd., Eveready Industries India Ltd., Fedbank Financial Services Ltd, SKS Micro Finance Pvt. Ltd., BOB Capital Markets Ltd., Birla Capital Advisors Limited (Aditya Birla PE), FVP Kairos, Hong Kong, Sastha Bio Fuels Pvt. Ltd. SICOM Investments & finance Ltd.(SIFL),and a Chairperson for the Indian Advisory Board of the Chartered Institute of Securities and Investments (CISI), U.K. Presently, he is serving as Chairman in Vastu Housing Finance Co. Ltd.

He is a Managing Director of Delta Group. He started his career in the Automotive industry after completing his education as a Bachelor of Engineering. He is an engineer ensured that the services provided by the firm expanded and diversified to include expert valuations of fixed assets, appointment of the firm as DRT Receivers, services under the SARFAESI Act etc. Progressing and making the firm a complete service provider to banks and financial institutions. He has been a visiting faculty at staff training colleges of banks and has held several workshops on the practical aspects of the SARFAESI Act. He continues to work closely with top management of banks with expert advisory on improving working procedures for recovery and to arrest slippage of healthy accounts.

He is Bachelor of Mathematics and Computer Sciences (Mumbai), Post Graduate in Computer Applications (Mumbai)&Post Graduate Certification in Capital Markets Management (Jamnalal Bajaj Institute of Mgt Studies Mumbai).He has over 25 years of progressive experience in Business Development, Marketing & Executive Management Services and has significant global operations exposure for FORTUNE 100 companies. He has hands-on experience with Oil & Gas, Metals, Shipping & Logistics, Business Process & Technology Management Industry segments. He has lived & worked abroad extensively having spent over 20 years in USA, Germany, UK, India and Singapore on international expat assignments.

She holds a Bachelor's degree in Commerce, and a Post Graduate Diploma in Business Management from the Indian Institute of Management, Ahmedabad. She is a career banker for over 30 plus years, with a wide array of experience ranging from Investment Banking, Debt Capital and Commercial Banking, Credit and Risk; Treasury; Operations & IT.She has been associated with several foreign and private sector banks, consulting majors, as well as industry and financial services in leadership roles.She has hands-on expertise in designing and executing major business transformation programs and consulting projects across a diverse portfolio of global, regional, and local business entities; government and banks.She was associated with Gartner Inc., a US based consulting firm in their banking and financial services vertical in strategic consulting.The business strategy technology alignment assignments of Bank of Baroda and Sewa Bank with technology enabled / led risk management roll out to meet the Basel requirements were lead managed by her. She has been advising Govt. of India and Maharashtra in their e-initiatives in the Women and Child Development Ministry, Social justice and special Assistance Department a few leading Investment Banks and NBFCs; in capital markets and debt restructuring working along with leading international development agencies like the World Bank and Unicef.

A Senior Chartered Accountant with more than 40 years of Industry and professional experience. He started as Senior Manager of Century Rayon (BK Birla Group) and gained in-depth experience in Accounts, Finance, Taxation, Inventory Control and MIS. He was Vice President, Commercial of NRC Limited (GP Goenka Group) and then Joint President of Manikgarh Cement (BK Birla Group). Also, he was Managing Director of Andhra Cements Limited for 4 years.